Our Process

We utilize a six step financial planning process during which we:

  1. Establish and define the client-planner relationship.
  2. Gather client data, including goals.
  3. Analyze and evaluate your financial status.
  4. Develop and present financial planning recommendations and/or alternatives.
  5. Implement the financial planning recommendations.
  6. Monitor the financial planning recommendations.

This process assists us in determining where you are financially now, what you may need in the future, and how to help you reach your goals.  Some common life goals are saving up to buy a home, saving for a child's college education or planning for retirement. 

To achieve the best results from the financial planning process,

  • Set measurable goals.
  • Don't expect unrealistic returns on investments.
  • Start now-don't assume financial planning is for when you get older.
  • Start with what you have-don't assume financial planning is only for the wealthy.
  • Look at the big picture-financial planning is more than just retirement planning or tax planning. 

One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward a more secure financial future.

We’re looking forward to using our expertise to help you pursue your financial goals.